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Vee haff wayz to make you post.

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de Bernd 2025-08-05 09:23:09 Nr. 4711
Are there other Bernds here who have enough savings to no longer have to work anymore?
I have a moderately sized debt, so that makes my worth literally negative. Many such cases as these.
>>4723 What is the debt for?
>>4725 I can't disclose that as it would be too personal. But I can tell you for a fact that it wasn't frivolous spending in any way, I am not a degenerate. I'd be able to pay it back within a year or two of employment with regular pay, however. So it's not that big, but still more than I've ever had in my hands so far in my life.
Bernd has actually already had enough money to not have to work for a very long time for about ten years, but never the guts to actually quit and embrace the unknown. After those ten years of even more work and some nice investments, I finally decided to jump ship and quit this year. So far it's been the best decision of my life. It's so much better than being dependent on the rest of the world. I can finally live according to his circadian rhythm (he gets up *very* late and goes to sleep *very late*) every day, which alone is a blessing. For decades I've had to twist myself into other's peoples schedules. Now I can do whatever I want whenever I want without having to report for my time. I haven't thought about suicide in weeks. Money can buy happiness.
>>4730 What does garch mean?
>>4734 Ah. Oh, no, I wish. I just have enough because I don't need anything.
>>4735 How much do you need?
>>4749 Around 1500 Euros a month, including rent, heating, water, electricity, internet, mobile data, waste removal, food, transport and all insurances. Less than 20.000 euros a year. I currently have enough to sustain that for at least 25 years, well beyond the official retirement age, and my investments generate more than I need.