/int/ - International

It's a mixed system. For most people, especially young, it's like in America: you spend thousands on insurance per year, but if you need anything, you pay thousands out of pocket. I'd say most people under 40 have never seen a single centime from their health insurance (as adults). On the other hand, if you're truly fucked, the insurance system won't let you die. The same idea translates to the price of medicine. Over-the-counter stuff like ibuprofen costs ridiculously much (12CHF for 10 x 400mg), but this is used to subsidise stuff like chemotherapy. So far, Bernd has only been on the losing side of this system. Oh, and also, glasses and dental care, the thing most people need at some point, aren't covered. Brush your teeth and eat your carrots, Ueli. If you need glasses, it's your own fault.

Something I pay for but so far never needed, like the TV loicense

>>4598 >>4599 In most healthcare systems, about 50% of the money goes to the top 10 or even 5 percent of patients, usually old people who are being kept alive with everything it takes during the last two years of their lives. I know it's a very hard moral topic, but I hardly ever see this working out well. My grandmother definitely should have been left to die. She was in never ending agony while they put her through several surgeries when she already couldn't walk and even use the toilet on her own anymore, spending most of her time half-conscious in her bed. My parent's neighbor has been suffering from very advanced dementia for a long time. He was already pretty much a lifeless puppet for a whole while, they just carried him around but he wouldn't react anymore. Two weeks ago he also stopped swallowing the liquid food they fed him with spoons. The public healthcare system, which was mostly out of the equation because his wife and family cared for him at home, now suddenly wants to barge in and install a feeding tube etc. to keep him alive. The whole family and neighborhood is currently hoping he just sleeps away in dignity before that happens.

>>4599 Bernd listens to Echo der Zeit every day, so the radio fee is a far better investment. And it only costs 1/10. Semi-serious, but I'm really pissed about the health insurance premiums, we pay more and more every year, yet we have to pay again when we go to the doctor, and mainly 100% if we're sort of healthy.

>>4599 Bernd came across an SRF article a couple of days ago that cited an "expert" who spread complete and easily debunkable lies. Of course there was zero research by the "journalist". Bernd didn't know SRF had already fallen to ARD and ZDF levels.

>>4602 Let's keep the general public broadcast bashing out of the healthcare thread, Bernd. t. Someone who sent official complaints to SRF in the past, but is overall content with the quality and knows that a single fuckup doesn't devalue the general quality. If you're upset with a single report, send a complaint and they'll apologise. Also, this will lead to a lower probability of them inviting idiot "experts" like that again in the future.

It's just a waste of the patients' time and everyone's money

Fixing my teeth will cost 16k € R8 and subscribe

>>4610 Go to Czechia maybe?

>>4612 >>4610 This. The German dentist charging the 16k € is most likely from Czechia.

>>4610 Were your teeth always this bad or did you neglect to get dental insurance when it was still time?

>>4614 Aren't teeth insured by default in Germany? Anyway, Swiss people often go to Germany to get their teeth fixed lol

>>4620 No

I'm forced to pay taxes for a public healthcare that's mostly used by niggers (who don't pay the taxes which fund that system), like drug dealers and negresses having their 5th baby at age 19, while anyone who can afford it uses private healthcare instead so they don't die on a queue surrounded by noisy, dirty niggers. To use your example, if I need a MRT/MRI it might take more than a semester in public hospitals and even then they might do a shoddy job. Meanwhile for a fraction of the price I'm forced to pay in taxes for "free" healthcare I could go to a private clinic and solve it within 3 days. That is just another facet of how everything is irredeemably broken in this shithole and it's just a matter of time until it becomes a big Bolivia, there's no reason for any decent person to stay unless they have a serfdom fetish.

>>4620 Teeth are not completely excluded, but the amount the insurance pays is not sufficient to fix anything even with the cheapest methods.

>>4669 I see. When I was living in Germany, checks were covered and so was a root canal treatment, but I had to pay an little bit extra to get a polymer filling instead of the cheapest option which was amalgam. I think I paid less than 100€, which you pay in Switzerland just to have someone look at your teeth. A root canal treatment costs easily more than 1000€/CHF here.

I had an MRT last year and got a date within 3 days becuase I'm privat insuranced :DDDD But private insurance isn't always good. For example psycho docs however don't take most of the time private insuranced people and you get problems.

It has some advantages over other systems but for every one of those there's 10 disadvantages baked in. The thing is there's no public healthcare, only mandatory. That is, if you have a job (under fully legal contract), your employer has to give you some insurance. If they don't find insurance for you themselves, they pay the government a portion of your salary and get you into the public insurance system; which is not a network of hospitals and doctors, but an actual chain of standalone hospitals -theoretically- funded by the government (this is the default option because it's the cheapest). These hospitals can definitely take uninsured people too, but they charge astronomical rates. There are a few fully public funded hospitals too, but those are run by state or city governments and most of them still charge money, even if cheap. They are grossly underfunded, like one that's near my house has had it's X-ray machines busted since 2020. Or this other institution only gives you for free the doctor's time; if you need so much as a syringe to get a shot, or a gauze, you have to buy them yourself and bring them in. Meanwhile, private hospitals are very competent and efficient for the most part... in proportion to what you pay. But there's also quite a few incredibly corrupt or deeply incompetent institutions out there. One mayor red flag is if they're associated with religious groups (which they often try to hide).

Oh no, are you gonna be ok?

>>4692 Don't know. My body likes to produce growths. I've already had a benign hemangioma removed from my upper arm, and two pre-cancer growths from the colon. Luckily the colon stuff was found by chance due to other reasons. If I had had my first colon screening at 45 like everybody else, I would have already had full-on cancer.